Trip Cancellation Insurance
Covers prepaid non-refundable expenses for trip cancellation reasons; some plans cater to non-U.S. residents.
800-637-5088
Jim Lyons Insurance Agency
800-637-5088
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Visitors Insurance for Travelers to USA
Visitors insurance is health insurance for those visiting the USA from another country. Securing yourself and family members with USA travel insurance primarily covers unforeseen injuries or illnesses that may occur while you’re away.
What Does Visitors Insurance Cover?
- Medical evacuation / repatriation
- Acute onset of pre-existing conditions
- Emergency medical coverage
- Accidental death & dismemberment
- Return of mortal remains
- Loss of luggage
- PPO network
- Trip interruption
Lowest Price Guarantee
Insurance prices are regulated by law, so you're guaranteed to get the best price.
Frequently Asked Questions About Visitors Insurance
Is visitor insurance mandatory?
Insurance for visitors is not mandatory for tourists, but it is essential. The US has the highest healthcare costs in the world, and you may not be able to afford treatment without visitor insurance coverage.
Which insurance is best for visitors to the USA?
The best insurance for visitors to the USA depends on your priorities. Fill out the visitors insurance quote form to get custom quotes for visitors insurance specifically for your needs.
Can I buy visitor insurance after arrival?
Yes, you can buy visitor insurance after arrival in the United States. However, please keep in mind that any event that occurs before the policy's effective date will not be covered.
How much does visitors insurance cost?
The cost of the visitors insurance USA travelers need depends on your age, the duration of your trip, and the coverages you select. Luckily, it's easy to find the perfect visitors insurance for your needs. Just fill out the quote form to compare multiple plans and prices.
Does visitors insurance cover pre-existing conditions?
Most visitors insurance plans do not cover pre-existing conditions, or they may offer limited coverage for acute onset of these conditions. It’s important to review the policy details carefully to understand what is and isn’t covered regarding pre-existing conditions.
Can I buy visitors insurance for my relatives?
Yes, you can purchase visitors insurance for your relatives to help cover unexpected medical expenses during their stay. Make sure to provide accurate information about your relatives when buying the policy to ensure they have the appropriate coverage.
Types of Visitors Insurance
Compare fixed vs. comprehensive visitors insurance plan types, costs, coverages, payments, deductibles, and PPO network participation.
Type
Fixed Coverage Plans
Comprehensive Coverage Plans
Cost
Lower initial cost
Higher initial cost
Coverage
Pays a fixed maximum amount for covered procedures
Pays a set percentage up to a certain amount then up to 100% to policy maximum for covered procedures
Payment
You must pay out of pocket for any additional costs
Covers a much larger portion of treatment costs
Deductible
Deductible can be once per event, or once per period of coverage
Deductible is typically for entire duration of purchase
PPO Network
No PPO network participation
PPO network participation
Click here for a complete comparison of the two visitors insurance types.
Insurance Guide
Visitors insurance doesn’t have to be complex. Use our insurance guide for simple answers to your questions.
Browse Insurance GuideLooking for a different type of coverage?
Annual Multi-Trip Insurance
Coverage for multiple short trips to avoid buying insurance for each trip, offering increased coverage at a lower cost.
Group Travel Insurance
Coverage for groups of 5 or more travelers, they provide the same coverage as the individual plans but are usually 10% cheaper.
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Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from us?
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Instant Quotes & Purchase for Student, Travel & Visitors Insurance.